> You only have a few options:
  1. Credit Counseling – best for your credit, can you afford it?
  2. Get a loan – Behind or over-extended, can't do it.
  3. Bankruptcy – Rather have a 13 or Settlement?
  4. Pay creditors directly – If your pay forever plan was working, you wouldn't be looking for help.
  5. Debt Settlement Group

Debt Calculator

Look at where paying creditors directly has gotten you so far. Chances are you have already paid them for what you bought and the balance left over is just interest charges. We hear all the time that creditors were not willing to work with debtors. If you would like to find out how these programs might benefit you, just give us call.

Do Nothing
(Pay Minimum)
Our Solution*
Total Unsecured Debt        
Months To Pay Off 60 60 270  
Interest Rate 11.0% Variable 9.0% None
Extra Interest Paid       None
Monthly Payment     Variable  
Age When Debt Free        

Estimated Total Cost        

Calculator is for estimating purposes only and may not be accurate or apply to your situation.

*Individual results will vary based on circumstances, including your ability to save sufficient funds and completing the program. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume or pay any consumer debt, or provide tax, bankruptcy, accounting or legal advice or credit repair services. Debt Settlement programs do not make monthly payments to creditors. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Read and understand all program materials prior to enrollment.

Can you afford to do nothing and pay  for  Months? APPLY NOW!

Total Unsecured Debt: ($)
Average Interest Rate: (%)
Current Age: